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Lawsuit Timeline:

 
 

On September 13, 2013, Bradley Willcox filed a lawsuit against Lloyds TSB Bank ("Lloyds") in the Circuit Court for the First Circuit, State of Hawai`i on behalf of himself and a proposed class of customers of Lloyds TSB Bank, plc (now apparently known as Lloyds Bank, plc).  Attorneys from Steptoe & Johnson LLP (www.steptoe.com/) and Alston Hunt Floyd & Ing (www.ahfi.com) represent Mr. Willcox in the litigation.

The Complaint alleged, among other things, that Lloyds unfairly and improperly overcharged interest to its International Mortgage Service ("IMS") loan customers who mortgaged property in Hawai`i through manipulation of the "Cost of Funds" component of its interest rates, thereby causing harm to its customers.

Lloyds was served with the Complaint on September 20, 2013.  (On September 30, 2013, Lloyds apparently closed its Tokyo Branch, per its announcement on www.golloyds.com.)

On October 7, 2013, Lloyds filed papers moving the lawsuit from the Hawai`i Circuit Court to federal court.  The suit is now pending as Willcox v. Lloyds TSB Bank, plc, Civil No. 13-cv-00508, before the Honorable Judge Alan C. Kay, and the Honorable Magistrate Judge Richard L. Puglisi.

Lloyds' October 7, 2013 papers removing the case to federal court state, among other things, that the proposed class could consist of 181 borrowers or more.  Many borrowers have multiple loans. 

On October 9, 2013, Lloyds also sought to transfer the case to California by filing a motion before the United States Judicial Panel on Multi-District Litigation ("JPML").

On December 17, 2013, (after Plaintiff Frank Dominick joined as a Plaintiff in a First Amended Complaint), Lloyds filed a motion to dismiss the the lawsuit on the grounds that, among other things, the claims should have been stated under Hong Kong law, not Hawai`i law.

In or around February 2014, oral argument was had before the JPML in New Orleans, and on February14, 2014, the JPML denied Lloyds' motion to transfer the case from Hawai`i.

After oral argument on March 3, 2014, after extensive briefing of Hong Kong law issues, the U.S. District Court found that the First Amended Complaint should have stated claims under Hong Kong law.

On August 14, 2014, Plaintiffs filed a Second Amended Complaint stating claims under Hong Kong law—including breach of contract. 

On September 19, 2014, Lloyds filed another motion to dismiss the claims in the Second Amended Complaint under Hong Kong law or, in the alternative, to move the lawsuit to Hong Kong.

After oral argument on December 15, 2014, the Court issued an order on December 23, 2014 denying Lloyds' motion to dismiss.  (The Court did dismiss a declaratory relief claim because the Court found under Hong Kong law it was not a distinct "claim" but a remedy.  The Court found it could award the same relief whether or not there was a separate "claim" stated for declaratory relief.)

A copy of the December 23 2014 order can be found here.

You can see the current deadlines in the Amended Scheduling Order here.


If you have questions or information regarding this lawsuit, please feel free to contact Glenn Melchinger at gtm@ahfi.com.  

 

訴訟の経緯

2013年9月13日: ブラッドリー・ウイルコックス原告が、訴状に提案される原告団体のロイズ・ティーエスビーバンク・ピーエルシーに対して、ハワイ巡回裁判所において提訴しました。ステップトー&ジョンソン法律事務所(www.steptoe.com/)とアルストン・ハント・フロイド&イング法律事務所(www.ahfi.com)が一緒にウイルコックス原告を代理しております。

訴訟は、ロイズが利子の一部である「コスト・オヴ・ファンドズ」を勝手に、そして
不法に吊り上げ、ロイズのそういった作為と不作為により、ウイルコックス原告も(そして提案されたハワイ物件に抵当権を設定した「国際抵当権サービス」("IMS")ローンをロイズから借りた原告団体も)被害を被ったことが主な主張です。

2013年9月20日に、ロイズへの訴状の送達が完成されました。(2013年9月30日、ロイスが、www.golloyds.comの「お客様へのお知らせ」によると、ロイズの東京支店を閉鎖しました。偶然か訴訟と関係がないかも知れません。)

2013年10月7日には、ロイズが連邦裁判所へ移転する書類を裁判所に提出しました。訴訟は現在、アラン・C.ケイ判事とリチャード・L.・プグリシー予審判事の前でウイルコックス原告 対 ロイズ・ティーエスビーバンク・ピーエルシー、民事訴訟第13-00508号として継続中です。

2013年10月7日に提出されたロイズの陳述書によると、提案された原告団体の債務者が181名様かそれ以上かも知れません。一名の債務者がいくつかのローンを借りていることもあるようです。

2013年11月13日には、連邦裁判所で、プグリシー予審判事の前で訴訟の予定表を決める会議がありました。公判は2014年11月18日に始まる予定です。ディスカバリー(連邦裁判所のルール上の情報開始)が今継続中です。

公判と関係する締め切りのスケジュールはこちらです。

この訴訟に関するご質問や情報を持っていらっしゃる方々は、グレン・メルチンガー(gtm@ahfi.com)までご連絡ください。(日本語でもどうぞ